choose to opt into the Bupa Health Trust after three months at Bupa, and
will receive all the information you need when you start and again during the
annual renewal window. For private health cover through the Bupa Health Trust,
there will be other costs (please download the documents below for more
information). By choosing this option, you'll get:
Trust membership that is free from medical underwriting for all Bupa
employees*, meaning all pre-existing conditions are covered, for you and any
dependents on your policy
to Babylon Virtual GP
for tests, diagnosis, eligible treatment and aftercare as an outpatient or in
Mental Health Advantage
Cancer Direct Access service
for gender dysphoria
to proven eligible drugs and treatments
help with muscle, bone and joint problems. You can speak to a physiotherapist
quickly with direct access to our telephone physiotherapy triage line and, if
clinically appropriate, will also be referred for face-to-face
physiotherapy. You can also be referred for treatment via your own GP.
telephone access to specialists and fast advice on symptoms
to a choice of recognised consultants
Overseas emergency treatment
to read your policy documents carefully, so that you're clear about your cover-
alongside any limits, excesses, exclusions, or underwriting restrictions.
two options for the private health cover for 2020/21:
- Bupa Health
Trust Standard, with a £250 co-pay (per year, per life covered).
Health Trust Upgrade, with an additional monthly contribution but no co-pay.
(Contribution depends on the number of lives covered).
employees who have been with us for three months. However, there are a few
exceptions to this:
you're in a role 6.2 or above, you can apply from day one.
Care Services, eligibility to join the Bupa Health Trust applies only to those
in central operational roles. These include: customer advisors, quality/service
improvement roles, regional secretaries, home managers, and regional and
living at the same address and children up to the age of 24 can also be members
(additional costs apply).
eligible, and would like to join or leave the Bupa Health Trust, you can
do this by completing and returning the form in your offer pack by making your
selection during the annual review window. You'll need to pay the benefit
in kind tax and, if appropriate, any contribution costs for the cover
you have chosen.
download the FAQs document below to help you decide what cover is right for you
and see the Bupa Health Trust annual renewal window section below for more
information on joining, leaving, and making changes to your cover.
one annual renewal window for joining and leaving the Bupa Health Trust. If
you're a new starter, you're eligible to join outside of this window after
completing three months service (or in line with your contract, if different).
The window usually opens late May/early June for 2-3 weeks.
to your cover
outside of the annual renewal window can only be accepted in the event of major
life events, such as:
of a child (when added within three months from the date of birth)
Marriage (when added within three months from the date of the wedding)
now living at the same address (when added within three months of them
of a dependant
Separation or divorce from a partner (when removed within three months of the
the FAQs document below for more information on life event rules.